After carefully analyzing all elements of an insurance company's business operations, competitive position, and investment practices, AAM applies a disciplined investment philosophy and process to create portfolios tailored to the specific needs of its clients. To meet those needs, we:

• Manage our clients' investment portfolios to meet their specific objectives
• Add value through security selection and sector rotation
• Manage duration within a narrow band of a target
• Control risk through diversification of sectors and individual issues

Our philosophy is applied consistently across client portfolios, adjusting for unique client circumstances, when necessary.