Enterprise Risk Management

Increased scrutiny from regulators, rating agencies, and auditors is forcing insurers to quantify and account for firm-wide risks.  AAM can help frame the various components of investment risk within the broader context of the organization’s Enterprise Risk Management (ERM) plan.

A cornerstone of AAM’s ERM approach is the development of a Dynamic Financial Analysis Model. This flexible capital allocation model helps clients to evaluate the importance of a successful investment strategy for enhancing firm value.

Impact of Investments on Surplus Volatility

A professional liability insurer had recently experienced an uptick in both the frequency and severity of claims activities. AAM assisted the client in determining an appropriate investment strategy by conducting a thorough Dynamic Financial Analysis review.