We understand that the Health insurance industry is changing quickly, and that companies in this sector face regulatory uncertainty. However, while no one can predict exactly what changes will occur in this market, health insurers need to maintain appropriate liquidity.

Finding the optimal mix of return and liquidity

AAM has extensive experience helping Health insurers balance their needs for competitive returns against their liquidity requirements. We start each relationship with a thorough review of the company’s assets, liabilities and cash flow patterns, seeking to understand their unique objectives and constraints. If the company is a taxable, for-profit entity, we may perform a Dynamic Tax Analysis to determine the optimal mix of taxable and tax-exempt income and recommend a tax advantaged strategy to maximize after-tax returns. If the company is not-for-profit and not subject to taxation, we can help the management team choose from an array of appropriate strategies including core bond, structured products or convertible bonds.

Insight into a changing landscape

To help you succeed as the environment evolves, we support our investment offering with thoughtful, relevant analysis, including industry insight on corporate credit and municipal bonds as well as periodic updates on tax and accounting issues.